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Guardianship and Conservatorship… Planning Tool Kit was written by Reilly Morrisson and Ginny Duhon, Trust Advisors with SunTrust Bank's Special Needs Trust Group. When an individual turns 18, he or she is presumed competent to make decisions about his or her person and property … of their minor child and have legal authority to make decisions about their child’s health, education, safety and support. If you feel that at 18, your child is not or will not be able to make important legal decisions on his or her own …