When I buy my individual or small group policy, including through Montana's health insurance marketplace, will applied behavior analysis (ABA) be covered?
Yes. Insurers that offer new coverage to individuals and small businesses are expected to cover ABA. Montana imposes various dollar caps on the amount of ABA that must be provided each year. Because the ACA prohibits annual dollar limits on essential health benefits, insurers may be able to convert these into non-dollar limits (such as a cap on the number of sessions of applied behavior analysis each year).
Where can I learn more about Montana's health insurance marketplace?
The federal government is managing Montana's marketplace through healthcare.gov. Learn more here.
Did Montana choose to expand its Medicaid program?
No. Learn more here about your options.