Commonwealth Community Trust (CCT) is a non-profit organization that operates nationally and administers Pooled Special Needs Trusts (PSNTs) for individuals with special needs. Funds in the trust are pooled for investment purposes keeping administration fees low and providing greater opportunity for growth. CCT administers both Third-Party PSNTs and First-Party PSNTs that protect the beneficiary’s eligibility for SSI (Supplemental Security Income) and Medicaid benefits. Third-Party PSNTs are established by a third party such as a family member or friend, and can be coordinated with an estate plan, life insurance policy or gift. First-Party PSNTs are established with the beneficiary’s own funds (self-funded) from a personal injury award, workers’ compensation claim, inheritance, savings or Social Security back payment.
Founded in 1990 by parents who have a son or daughter with special needs, along with concerned professionals, CCT has grown to serve more than 1,600 Beneficiaries throughout the United States. Our trustworthy staff has the experience and knowledge to understand the needs of people with special needs and the rules that protect Medicaid and SSI benefits. We are committed to helping our clients, advocates, and professionals with integrity, reliability and discretion. Please visit our website, www.trustCCT.org for more information.