Navigating the complexities of health insurance can be challenging, especially when trying to determine coverage for autism. The following tools and resources will aid you through the process.
Self-funded health plans are one of the most widely used forms of coverage offered by employers. Because such plans are technically not “insurance” – meaning the risk is not transferred to a third party -- state insurance laws do not apply to them. Self-funded plans are governed by federal law, and benefit packages are largely designed by the employer. Autism Speaks has created this tool kit to help families advocate for meaningful coverage with their employer.
All Federal Employees Health Benefits (FEHB) plans now cover ABA but require prior approval for ABA services. Restrictions vary, and some plans specify who can provide services. For more information on specific plans, please email us at email@example.com or firstname.lastname@example.org. Our analysis is intended only as a guide; FEHB participants should carefully review plan offerings. Full plan information is available here.
47 states have required autism insurance coverage by law. Find out what your state requires and read more about Autism insurance reform.
Autism Speaks has produced resources to help families better understand how the Affordable Care Act ("Obamacare") impacts their insurance coverage. The resources include fact sheets, basic information about the law and helpful links. Learn more here.
Questions? Call us at 888-288-4762 or en 888-772-9050, or email email@example.com or firstname.lastname@example.org.
To get involved in autism insurance reform, be sure to follow @AutismVotes on Facebook and Twitter and sign up to receive updates on our efforts here.