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ERISA

ERISA Champions: Employers Who Voluntarily Cover Autism

Through its work with families, individuals with autism and advocates, Autism Speaks over the years has assembled a list of employers that voluntarily cover insurance benefits for autism treatments. These employers offer health plans which are covered under federal ERISA law and therefore are exempt from state autism insurance laws enacted in over 35 states.

Note: This list contains the best information we have available. If you do not see your employer listed, please contact us so we can add their information!

Toyota Worker Sues Over ABA Denial for 3 Kids with Autism

December 11, 2013

COVINGTON, KY (December 11, 2013) -- A Toyota worker has sued the car manufacturer for denying insurance claims for his children's hospital treatment for autism on the basis that it was "educational." The complaint was filed just months after GM and Chrysler began voluntarily offering their employees insurance coverage for the treatment, applied behavior analysis (ABA).

JPMorgan Chase To Introduce Autism Benefits in 2014

November 26, 2013

NEW YORK (November 26, 2013) -- JPMorgan Chase & Co. (NYSE:JPM) will voluntarily offer its employees autism insurance benefits starting in 2014, becoming the latest Fortune 500 company to extend the coverage through its company health plan. Because JPMorgan Chase self-funds its insurance plan, it is covered under federal ERISA law which does not require autism coverage.

GM, Chrysler Start Offering ABA Benefits

July 11, 2013

DETROIT (July 11, 2013) -- GM and Chrysler have begun to voluntarily offer expanded health insurance benefits for autism, including applied behavior analysis (ABA), to their employees and efforts are underway to convince Ford to also improve its coverage. GM offers the benefits nationally; Chrysler has begun by offering benefits to its Michigan-based workforce.

Self-Funded Health Plans (ERISA)

Pending Litigation & Settled Law

Potter v. Blue Cross Blue Shield of Michigan
Case No. 10-cv-14981 (S.D. Mich. March 30, 2013)
Granting Plaintiffs’ motion for judgment on ERISA claims and holding that BCBS’ denial of ABA claims on grounds that ABA is “experimental or investigative” was arbitrary and capricious.